Anyone had there S2 repaired after an accident, and no I've not had a crash

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  • B5NUT
    S2Forum Extremist
    • Sep 2021
    • 1071
    • Country: United Kingdom

    #1

    Anyone had there S2 repaired after an accident, and no I've not had a crash

    Over the past week of so I've seen a few crashed cars, so It got me to thinking about what would happen if the S2 was damaged. It's not not like the panels are available anymore, and depending on the sort of crash you may be able to buy used panels like wings & bolt on stuff etc. However for a rear end shunt then you may have to buy a standard couple to cut it up!

    Then comes the question who would do the work. most body shops won't touch cars that you could not buy the panels for. Then finally the costs. depending on the value of your S2. I've seen them go between 14K to 20K so does the usual 50% value of the car still apply before it's written off?

    It also makes me wonder about the a car being written off! Some of the builds on here are cars that have been rebuilt from the ground up (Kind of like project Binkly) Fair enough if you have been hit by a HGV and your car is turned into a pancake but a good quarter panel shunt and is it bye bye S2

    I guess which ever way you look at it your in a fight with your insurance company.
  • Nathan94
    S2Forum Fanatic
    • Dec 2022
    • 96
    • Country: England

    #2
    I think the biggest issue is whether the insurance can get parts New, be it third party or OEM. In the case of a lot of old cars the answer is no, so despite the value being high the likeliness is the cars will be written off, categorised and sold off at auction.

    If your car is ever written off and as long as it is CAT S or N you are usually able to buy it back from the insurance
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    I think the biggest issue is whether the insurance can get new parts be it third party or OEM. In the case of a lot of old cars the answer is no, so despite the value being high the likeliness is the cars will be written off, categorised and sold at auction.

    ​​​​​​​If your car is ever written off and as long as it is CAT S or N you are usually able to buy it back from the insurance for 10-20% of the payout and then repair it yourself.

    ​​​​​​​Some insurers like Footman James also do a NIL salvage retention scheme where you pay an extra £12 a year on your policy and you are able to keep the payout and the damaged vehicle.

    A lot of indie body shops are also happy to weld in body cuts from a donor car providing they are in good condition and is excess metal to cut down as needed.
    ​​​​​​​
    ​​​​​​​So there are options but sadly I think insurers fixing them wouldn't be one.
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