Damn insurance wont pay out for my cracked bumper

[jd2]

Had a car reverse into my front bumper back in May and now finally got them to take my car in to the body shop to quote for the repair which came to £1200...bloody joke! The insurance company then informed me that they only valued the car at £800!!! I could either take a cheque for £600 or they would write the car off! Some people just dont understand the value of an s-car

[europeanme]

get them to write it off and buy it back.....and then "spruce" it up....

[rj scotty]

If thay write it off dose that not make it a cat D ?

£800

cheers

rich

[europeanme]

If thay write it off dose that not make it a cat D ?

£800

cheers

rich

ah never thought of that......

[spink]

If thay write it off dose that not make it a cat D ?

£800

cheers

rich

no not necessarily,take the £600. If its only a bumper to sort out you will make a profit!!

[CHEN]

Ask them to justify a value of £800! Ask them where you could buy a replacement S2 for that kind off money. The money supplied after a write-off as far as I understand is ment to allow you to buy a suitable replacement. £800 wouldnt buy you that car, its a joke I would argue with them. Find adverts of similar S2's

[CHEN]

Sorry just realised you had an S4, still I stand buy what I said

[spink]

Ask them to justify a value of £800! Ask them where you could buy a replacement S2 for that kind off money. The money supplied after a write-off as far as I understand is ment to allow you to buy a suitable replacement. £800 wouldnt buy you that car, its a joke I would argue with them. Find adverts of similar S2's

he has an S4

[Acidburn]

Was it an s2 or s4?

[jd2]

its an s4, think I'll take the money and try and source a reasonably priced bumper. Think I'll shop about for better insurance provider next time its due, maybe a classic car insurance would be better with an agreed valuation.

[spink]

what insurance company are you with?

[Fat Audi 80]

Ask them to justify a value of £800! Ask them where you could buy a replacement S2 for that kind off money. The money supplied after a write-off as far as I understand is ment to allow you to buy a suitable replacement. £800 wouldnt buy you that car, its a joke I would argue with them. Find adverts of similar S2's

Spot on advice.

Argue with them and show them other cars similar to yours.

What you have to remember is Ins companies ALWAYS start with a **** take offer in the hope that you will roll over and accept it.

It is YOUR car and YOUR insurance.

Good luck.

Cheers,

Steve.

[jd2]

Privilege £450 fully comp protected no claims

[denniselbows]

i had similar problems when i had a bump and i thought they had under valued my car. what they told me to do when i disputed the settlement was to give them as much evidance to prove to them that it is worth more. so you need to get on auto trader or piston heads and find cars for sale as close to yours as you can. list optional extras if any which should also make a difference. if they don't up the value then you have tryed but then they might you never know but you have to make a stand for what you belive the car is worth.

[topsparky]

Ask them to justify a value of £800! Ask them where you could buy a replacement S2 for that kind off money. The money supplied after a write-off as far as I understand is ment to allow you to buy a suitable replacement. £800 wouldnt buy you that car, its a joke I would argue with them. Find adverts of similar S2's

i tried that when i wrote my s2 off a couple of years ago
hastings direct said that they could n't find the paperwork i sent
i ended up getting £3280
for a car i bought for nearly 6k 4 months earlier