Adrian Flux Sux

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  • Rusty
    Super Moderator
    • Jun 2004
    • 18953
    • Country: United Kingdom

    #16
    Greenlight Greenlight Greenlight Greenlight
    Cheers'en, AndyC
    1994 ABY Coupe - Projekt Alpinweiss

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    • jogi730
      S2Forum Fiend
      • Jun 2004
      • 2335
      • Country: United Kingdom

      #17
      I used to set mine at 5000 but increased to 6000 miles. My premium renewal came through and my premium has dropped significantly this year - around £780 with all mods declared and £25000 agreed value.
      Greenlight have been mentioned several times. I even tried getting a quote from them but they cannot offer agreed value. Most companies will not quote at all as my car is too heavily modified (136bhp standard).
      Having said all of this, my car seems to be off the road more than on it these days so any premium is excessive!
      Chris
      Audi 90 quattro (Typ 85)
      20v turbo conversion

      sigpic

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      • Rusty
        Super Moderator
        • Jun 2004
        • 18953
        • Country: United Kingdom

        #18
        Greenlight do agreed value, I have one and it saved me last year, I'm not sure that it's not a capped amount of £10k but you have to speak to them really. Mine's valued at £6k but once the engine is done and the interior, I'll hope to increase that as I'll have spent well over £20k on it over the years and 6k doesn't really cover that...
        Cheers'en, AndyC
        1994 ABY Coupe - Projekt Alpinweiss

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        • Ross
          S2Forum Possessed
          • Aug 2005
          • 3399
          • Country: England

          #19
          I was insured through 'Flux when I wrote off the coupe, NIG backed the policy.

          When I questioned their value of £3200 for the car (mods declared) they told me in their opinion they did not increase the resale value, therefore they would not increase the offer. Plenty of 'proof' later they still wouldn't budge so I took matters into my own hands and took all the modified parts off. Of course, they refused to collect the car, so I questioned as to why they were upset when my mods aparrently didn't increase the value (think it was the lack of engine that really upset them TBH).

          After a call from their senior engineer, it was agreed that my 'retaliation' was fair and they took the car, and paid me; they turned down my offer to give them all the standard parts in place of the mods

          So - I'll never use them ever again, and they'd probably never isure me again. If I'd never had to claim or had an agreed value I suspect my opinion would be complete different. All I can say is, read the small print as they WILL sell you a policy that isn't quite as you believe. Plenty seem to have success with them.

          Cheers,
          Ross
          AUDI - saving Dad's from minivans since 1994

          Comment

          • Motoberg
            S2Forum Hobbyist
            • Mar 2006
            • 11
            • Home: England Current: Scotland

            #20
            so if you'd ****ed the motor at 5030 miles that year would you expect them to pay up ?

            Comment

            • Sonic
              Administrator
              • Jul 2006
              • 5514
              • Home: United Kingdom Current: England

              #21
              Yes.

              I guess id consider the mileage as a loose figure, there is no way you can estimate a year in advance to within 30 miles how many miles you'll rack up in 12 months.

              If they took the "car value" figure you provide into consideration a bit more maybe i'd take the mileage figure a bit more seriously.
              S2Forum.com Administrator

              Comment

              • Rusty
                Super Moderator
                • Jun 2004
                • 18953
                • Country: United Kingdom

                #22
                Get an agreed value on your Andy FFS
                Cheers'en, AndyC
                1994 ABY Coupe - Projekt Alpinweiss

                Comment

                • S2_Dave
                  S2Forum Addict
                  • Aug 2005
                  • 456
                  • Country: United Kingdom

                  #23
                  Greenlight agreed value limit is £9k, so if anyone's after more than that Adrian Flux is the only company (that I could find anyway).
                  David

                  '91 3B S2 Coupe

                  Comment

                  • jogi730
                    S2Forum Fiend
                    • Jun 2004
                    • 2335
                    • Country: United Kingdom

                    #24
                    Originally posted by Ross
                    I was insured through 'Flux when I wrote off the coupe, NIG backed the policy.

                    When I questioned their value of £3200 for the car (mods declared) they told me in their opinion they did not increase the resale value, therefore they would not increase the offer. Plenty of 'proof' later they still wouldn't budge so I took matters into my own hands and took all the modified parts off. Of course, they refused to collect the car, so I questioned as to why they were upset when my mods aparrently didn't increase the value (think it was the lack of engine that really upset them TBH).

                    After a call from their senior engineer, it was agreed that my 'retaliation' was fair and they took the car, and paid me; they turned down my offer to give them all the standard parts in place of the mods

                    So - I'll never use them ever again, and they'd probably never isure me again. If I'd never had to claim or had an agreed value I suspect my opinion would be complete different. All I can say is, read the small print as they WILL sell you a policy that isn't quite as you believe. Plenty seem to have success with them.

                    Cheers,
                    Ross
                    Did you agree the value at time of purchasing the policy?
                    Cheers
                    Chris
                    Audi 90 quattro (Typ 85)
                    20v turbo conversion

                    sigpic

                    Comment

                    • Rusty
                      Super Moderator
                      • Jun 2004
                      • 18953
                      • Country: United Kingdom

                      #25
                      Anyone dealt with carole nash?
                      Cheers'en, AndyC
                      1994 ABY Coupe - Projekt Alpinweiss

                      Comment

                      • Davidsinclair05
                        S2Forum Addict
                        • Nov 2006
                        • 365
                        • Country: Scotland

                        #26
                        I'm with Swinton and i'm only £157.00 fully comp with 8k a year but so far i haven't put any miles on in the first 3 months BLOODY GARAGES
                        sigpic

                        Comment

                        • Sonic
                          Administrator
                          • Jul 2006
                          • 5514
                          • Home: United Kingdom Current: England

                          #27
                          Originally posted by Andy_Casey
                          Get an agreed value on your Andy FFS
                          I know.. ive tried! A lot more doors have opened since i turned 21, i.e i can now get my mods covered by adrian flux, allegedly anyway!

                          They say they wont do an agreed value though
                          S2Forum.com Administrator

                          Comment

                          • Rusty
                            Super Moderator
                            • Jun 2004
                            • 18953
                            • Country: United Kingdom

                            #28
                            The light what is green will and they were very good. The underwriter is called Highway.
                            Cheers'en, AndyC
                            1994 ABY Coupe - Projekt Alpinweiss

                            Comment

                            • Sonic
                              Administrator
                              • Jul 2006
                              • 5514
                              • Home: United Kingdom Current: England

                              #29
                              Originally posted by Andy_Casey
                              The light what is green will and they were very good. The underwriter is called Highway.
                              Just had a reply from their online quote system - £1447/year as opposed to £936/year from adrian flux. That quote from greenlight isn't agreed value either.
                              S2Forum.com Administrator

                              Comment

                              • Rusty
                                Super Moderator
                                • Jun 2004
                                • 18953
                                • Country: United Kingdom

                                #30
                                Ah.
                                Cheers'en, AndyC
                                1994 ABY Coupe - Projekt Alpinweiss

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