Agreed value - is it actually worth it?

[Rusty]

having said that, where do you set the bar on AV?

Make sure that the AV is realistic and can be backed up by receipts and market value but at the same time, make sure it's as high as you can realistically expect. I have a spreadsheet showing all the £ that I have spent both with and without receipts, it totals about £13k so the AV of £6k seems reasonable, as it's pretty much all restoration & maintenance; there's not much in the way of tuning.

[s2driveruk]

yep agreed, there is no shortage of paper trial on upkeep and its not some firebreathing 1000hp special so would be looking at £5.5-6k as a reasonable benchmark of value I think.

[Rusty]

Mine was insured for £6k this year but is the more desireable ABY model

[Rusty]

Arsebiscuits... just renewed with Sky and they could no longer offer me AV

[s2driveruk]

done mine with HIC for £6k

[Rusty]

I've been with HIC before but I have both my cars with Sky and so get mirrored NCB etc.

[jogi730]

HIC is owned by Adrian Flux now. As the parent company, it is they that look after cars with higher AV

[s2driveruk]

yep, i got a better deal out of HIC than I did from Flux...

[20Vcqdriver]

Had been with Footman James for years with virtually the same premium each year until last year when it jumped up a bit too much so moved to Peter James insurance, 7K agreed value 5K limited miles for £320 with all mods declared etc. Standard Cq would have been under £200..