Where do I stand ?

[gripper]

A couple of weeks ago a Royal Mail parcel van hit the side of my coupe resulting in a dent to the drivers door
The driver of the mail truck (an agency driver) gave my work college a number to ring as I wasn't around. The number turned out to be false and after contacting the Royal Mail directly they admitted liability.
I was asked to provide a quote from a bodyshop as to the extent and costs of repairing the dent. The bodyshop I think got carried away and submitted a quote of £1150 to repair (new door, god knows where from and spray etc).
They obviously were not happy with the quote and sent an independent engineer out to look at my car. The guy came out and even checked the tread depth of all of tyres
Today they have sent me a letter : Dear Chris, your vehicle has been declared uneconomical to repair and as such a Cat C total loss with a pre accident value of £735, the salvage being valued at £110
In view of this we are prepared to offer £625 and the damaged vehicle will remain with you to dispose of accordingly !
Yours faithfully mr piss the postman :corey::corey:

Obviously I do not want my car to become a Cat C so is there anything I can do or is this a case of 'put up and shut up' ?

[Rusty]

Prove the value of the car is greater than they have said but be warned, I was told right off value was 60% of the value Is your insurance company involved or is it just between you and Royal Mail?

[benntenn67]

Could you explain to them that this is not a normal case, they have probably classed it as an old car with a relatively low value - Get some adverts from the classifieds to show how much S2's sell for - might then be re assessed as an economic repair??

[gripper]

My insurance are not involved but the Royal Mail have their own (found this out the other day)
If I choose to accept (not bl**dy likely) they have requested my logbook, mot etc

[gripper]

@ Benntenn, my car is not an S2 and as such is probably worth less than a cheap suit

[benntenn67]

@ Benntenn, my car is not an S2 and as such is probably worth less than a cheap suit

I just re read & noticed your signature - Most large fleets self insure & meet claims from their own pockets, as it were

[urS6Tom]

Think this is pretty straightforward - they've made a mistake in their valuation. You need to inform them of this, tell them what they should have valued it at and ask if they'd like you to provide evidence to back this up.

A dented door on an S2 is an economical repair - that bit is common sense.

Tom

[poor-boy]

Tell them to sort a true reflection offer based on the vehicle or you will take it through your insurance and use your own assessor and engineer...

[Bullysteeth]

i put mine on we buy any car .com to see wot they think its worth S2 Avant low miles 2 owners and service history £183.01 i nearly let tem have it
so the post office must use old audi 80 figures like most, if you had an old Ferrari F40 would it be about 3G NO

[gripper]

i put mine on we buy any car .com to see wot they think its worth S2 Avant low miles 2 owners and service history £183.01 i nearly let tem have it
so the post office must use old audi 80 figures like most, if you had an old Ferrari F40 would it be about 3G NO

Right I'll take up their 'generous' offer, give you £200 for yours (a profit to you I might add) and that leaves me £400 odd quid for some (small) mods

[Bullysteeth]

its not realistic is it geez, oh mines now Homefried

[rj scotty]

Ask for a resonable sum to repair the car yourself

[FeaRThiS]

I had a very small dent to my re wheel arch with a scrape the dent couldnt be see but could be felt went through the taxi drivers insurance as he opened his door on my rear arch as I drove past. I had 3 quotes one for £300 ish one for £400 ish and a third quote for £900 From the company audi uses in my area I point blank refused to send my car to anywhere else the car was eventually repaired after several months by the people who quoted £900. I also do not drive an s2 it was a 1989 2.2 coupe with very low miles and also had a engineer sent out to inspect the damage. I did Use a company called accident exchange at the advise of my insurance company who where very helpful but I did have classic insurance with an agreed value.

[LunarWolf]

When my car was smashed up the 4R$3, they were going to do the same.
I told them that a urS6 is virtually priceless, and they have totally got the valuation wrong.
It took us 3 months to argue the fact that the car was, indeed, worth more than the pittance they said, and was borderline worth repairing.
My solicitors got involved, and pointed out that i had an agreed valuation, and a policy which was almost "new-for-old". This meant that they would have to replace my urS6 with a brand new RS6..... suddenly, they felt that £6000 was reasonable to fix my pride and joy!!!!!
My insurance company also put me onto a third party company which deals with "not my fault" accidents, so i went through them so that my insurance was untouched!!!
I'll dig out the info. They were truly amazing!

However, all that said..... you pay insurance for a reason.
If they have admitted fault, (and even tried to evade payment with a false number), your insurance company will fight your corner to the death. IMHO, it's the ONLY time insurance companies are worth their weight! They gain off of the other party, and your renewals CANNOT be affected due to this accident!
Speak to them. Ask their advice.... They can't penalise you for questions.

[Acidburn]

where do i stand? well at this rate the bus stop at the end of the road....

keep having a go at them, show proof that your car is worth more and use evidence of other cars for sale, there has been quite a few v6 quattro's up for sale for at least the 1.5k mark. Good luck with sorting it.