Adrian Flux - Beware hidden charges!

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  • 1781cc
    S2Forum Extremist
    • Nov 2011
    • 1253
    • Country: United Kingdom

    #1

    Adrian Flux - Beware hidden charges!

    I thought I had a good deal when I had them insure my cabrio, but as it turns out if you cancel the policy there are hidden charges, commissions and so on...

    One to scratch of the list forever in my case, really sly with the T&Cs, make sure you read as much of them as you can!

    My wife's car and both of my cars won't ever be going with them come renewal time thats for sure!
  • Cottis
    S2Forum Extremist
    • Feb 2011
    • 1448
    • Country: England

    #2
    Those.charges really hack me off. I was on the receiving end once due to a Lloyds policy i had. They said i mistyped the day i owned the car (some 4yrs previous) and wanted to change it by 3days and then charge me 28quid. They told me after the cooling off period, so i told them i would.cancel the policy due to such an **** approach. They said fine but it would cost me 55quid to cancel. I had to pay the 28quid but i cancelled it after a year, would.never use them again and have since spread the word that they are a shower of utter *******s.

    Alas, most insurers are total slags

    Comment

    • Audi J
      S2Forum Addict
      • Aug 2015
      • 299
      • Country: United Kingdom

      #3
      how much fees out of interest? My classic insurance policy stings me £25 every time I change my car but since its a weekend toy I change them often, starting to add up this year

      Comment

      • 1781cc
        S2Forum Extremist
        • Nov 2011
        • 1253
        • Country: United Kingdom

        #4
        £45 went to them when I took the policy out, £25 cancellation fee, £12 commission - all from a policy that totalled just over £200

        From my perspective Adrian Flux can do one now - and ill be quite happy to tell people about their tactics whenever, wherever the subject comes up.

        My track car is also insured with them - won't be come renewal time I can guarantee you that, and I was considering moving the S8 over from Sky to them as well as the wife's 500, but nope...

        Comment

        • Rikki Kitto
          S2Forum Zealot
          • Feb 2010
          • 6276
          • Country: England

          #5
          Why can't they just be honest'ish, at least tell us before hand, as mentioned most insurers are dogs anyway

          Comment

          • tomble
            S2Forum Buff
            • May 2007
            • 29
            • Country: United Kingdom

            #6
            They're *******s like that. One of the only companies that charge you a fortune for prematurely ending the cover (after the 2 week cool off period)

            I had to sell a car i had insure with them, and it ended up costing me £170 fo bloody cancel!

            Robbery.

            Comment

            • LHD_Kid
              S2Forum Possessed
              • May 2006
              • 3695
              • Home: England Current: Belgium

              #7
              Originally posted by tomble
              They're *******s like that. One of the only companies that charge you a fortune for prematurely ending the cover (after the 2 week cool off period)

              I had to sell a car i had insure with them, and it ended up costing me £170 fo bloody cancel!

              Robbery.
              I cancelled mine with Footman James after having the policy live for just over 2 months. (Exported the car) They tried to get me to pay them 4.95 as this was their charge after admin fee and refund of policy... i told them to f... off and hung up then got an email from them saying they had credited me 4.95 and that all was square. Wtf....
              Anyway, they are now also off my list....
              Honda CBR 1100XX Blackbird Turbo....undergoing major changes.....
              S2 Coupe... bit easier off the line...
              '03 ZX12-R daily hack.... lots of nice bolt ons...

              Comment

              • audinut
                S2Forum Fiend
                • Jul 2009
                • 2195
                • Country: United Kingdom

                #8
                Personally I like them , every other insurer won't take your no claims into account if it's in use on your other car ... they do
                NOT a car dealer! just an S2/RS2 enthusiast

                Comment

                • Error404
                  Super Moderator
                  • Mar 2007
                  • 19789
                  • Country: United Kingdom

                  #9
                  All insurers are robbing c unts
                  Panthero Coupé quattro 20vt
                  Indigo ABY coupé
                  Imola B6 S4 Avant

                  Comment

                  • LHD_Kid
                    S2Forum Possessed
                    • May 2006
                    • 3695
                    • Home: England Current: Belgium

                    #10
                    Originally posted by Error404
                    All insurers are robbing c unts
                    Precisely......
                    Honda CBR 1100XX Blackbird Turbo....undergoing major changes.....
                    S2 Coupe... bit easier off the line...
                    '03 ZX12-R daily hack.... lots of nice bolt ons...

                    Comment

                    • david1980
                      S2Forum Extremist
                      • May 2014
                      • 1025
                      • Country: United Kingdom

                      #11
                      i've yet to read anything good about flux.

                      Comment

                      • Ian_C
                        S2Forum Extremist
                        • Oct 2007
                        • 1008
                        • Country: United Kingdom

                        #12
                        Originally posted by LHD_Kid
                        I cancelled mine with Footman James after having the policy live for just over 2 months. (Exported the car) They tried to get me to pay them 4.95 as this was their charge after admin fee and refund of policy... i told them to f... off and hung up then got an email from them saying they had credited me 4.95 and that all was square. Wtf....
                        Anyway, they are now also off my list....
                        With Footman James, if you have gone for a limited mileage policy, its unfortunately a case of not being caught out by the small print. I have a classic policy with them and its on the lowest mileage they offer - 1500 miles. When I took the policy out, they explained people were taking out the policy, doing 500 miles a month and cancelling it after three months. Hence my policy does not allow cancellation / pro rata refund after the 14 day cooling off period. Fine for my 205 GTi which I am never ever selling. But would be useless on a car you were looking at swapping in the near future (for example, Lees situation etc)
                        B5 B6 B7 B9

                        Comment

                        • Greg_S
                          Administrator
                          • Jul 2003
                          • 12430
                          • Country: United Kingdom

                          #13
                          That makes sense on limited mileage. I've noticed the classic policies don't accrue NCD now either. Found them quite good otherwise
                          Greg

                          S2Forum.com Administrator & Webmaster

                          '93 Coupe with a few tweeks

                          Comment

                          • mackenzie50
                            S2Forum Maniac
                            • Mar 2010
                            • 740
                            • Country: Scotland

                            #14
                            Legalised crime...insurance is.

                            and another customer that got f ucked over by A. Flux

                            Comment

                            • Ian_C
                              S2Forum Extremist
                              • Oct 2007
                              • 1008
                              • Country: United Kingdom

                              #15
                              Originally posted by Greg_S
                              That makes sense on limited mileage. I've noticed the classic policies don't accrue NCD now either. Found them quite good otherwise
                              Mine doesn't - but on the other hand, I didn't need any no claims to start the policy either at a blindingly good price! Flux quoted three times Footman James with my 205 insured as my second car
                              B5 B6 B7 B9

                              Comment

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