Write Offs - Categorisation.

[twoqu]

Hi!

I can understand the distinction between Cat A & B write offs, but not Cat C & D.
Can anybody enlighten me?
Cat C implies that the car is beyond economical repair. Well at retail prices/labour anyway.
Cat D seems a bit vague!

Thanks!

[jogi730]

What car you planning to buy now Robin? lol
Cheers
Chris

[Jas11n]

Cat "D" is a total loss, considered too dangerous to put back on the road.

[twoqu]

What car you planning to buy now Robin? lol
Cheers
Chris

I'm afraid that's on a need to know basis
Well as its you. Its got a huge engine, alloy bodywork and huge wheels on the back as well as a lot of accessories

[twoqu]

Cat "D" is a total loss, considered too dangerous to put back on the road.

Oh!
I thought that was CAT A - Scrap value only!
CAT B - Spares only.
CAT C - Beyond economic repair but able to be put back on the road.
CAT D - Not sure!
Perhaps I got a bum steer on that.

[twoqu]

Mmm..
Looks as though Cat D is repairable but insurance company can't be bothered.
CAT C needs a VIC(Vehicle Identity Check) and this is recorded on the V5 for all to see!
That makes sense now!

[Al@work]

Mr Twoqu
Ok here it is
CAT A= No Cat A exist
CAT B= Break Only To purchase CAT B Accident damaged vehicles you need an EPA Licence and have to forward picture of the car throughout its disposal
CAT C = Beyond Economical Repair Via Main Dealer etc ( Not always the case )
CAT D = Minor Damage But insurance paid more than 60% of Pre-accident Value
This Area also covers stolen recovered cars sometimes perfect with keys but not recovered within 6 weeks so insurance has paid the customer ( dependant on Insurance Company
Lease companys have new for old within a 2 year period so all are cat D etc
This can also be so slight damage if you know a good assesor and maybe the stne chips could be painted and the scuffed wheels done etc etc..
CAT X = Again Stolen Recovered or insurance disposal of cars they do not wish to catorgarise but want to obtain maximum value from salvage dealers..
I hope this clears some stuff up i had a 50 car salvage firm via the norwich union and when the insurance company wanted max salvage value they would catogarise cars in many different areas Jamerequi's Lambo VT roadster originally was deemed CAT D but when the dealers wouldnt pay the 30K Asking price it was re cated and sold for 18K as CAT B.

Hope this clarifys the warped and mental rules regarding Accident damage vehicles

[twoqu]

Thanks!
That clears it up!
I was a bit suspicious as a car being described as having superficial cosmetic damage is in fact a CAT C not a CAT D. Looks as though there is a lot more grief involved!

[Jas11n]

Oh!
I thought that was CAT A - Scrap value only!
CAT B - Spares only.
CAT C - Beyond economic repair but able to be put back on the road.
CAT D - Not sure!
Perhaps I got a bum steer on that.

Yep, my bad. Seem to remember it was changed at some point (My dad had a total loss some years ago, sleepy wagon driver)

[spink]

If a car is classed as a cat C doesnt always have to have a Vic check to be put back on the road.

Category A: SCRAP
Where a vehicle has been destroyed by fire or so badly damaged, destroyed or deformed that it has no commercial salvageable parts, or the vehicle has been involved in a flood over seat level. The vehicle must be decontaminated and then the bodyshell crushed.

Category B: BREAKER
Where a vehicle has sustained serious damage, is beyond economical repair and cannot be safely repaired. The vehicle should not be repaired but sold for parts only to authorised breakers / dismantlers. These vehicles can be purchased by authorised breakers / dismantlers at any of our Breaker auctions.

Category C: REPAIRER
A vehicle where the repairs are assessed by the inspecting engineer as, exceeding the pre-accident market value.

Category D: REPAIRER
Where the cost of repairs do not exceed the value of the vehicle but either the insurer or the insured does not want to repair the vehicle. These vehicles are repairable.

STOLEN RECOVERED: MINIMAL DAMAGE
Where the insurer has settled the claim with the policyholder and then the stolen vehicle is found and the vehicle has no damage or very little damage in respect of the value of the vehicle. These vehicles can be purchased at Stolen Recovered auctions.

[Graham]

I'm afraid that's on a need to know basis
Well as its you. Its got a huge engine, alloy bodywork and huge wheels on the back as well as a lot of accessories

I Know the 1990's Aston Vantage would fit this description. 5.3 L V8 With Twin Eaton Root type Superchargers (550 RWHP, 550Nm of Torque), all alloy body (Still 2.1 tonne) and 285 40 ZR 18's on the back, and lots of gadgets to play with. My dream car as a Younger Youngster, sat in one, went for an apprenticeship, got the tour, got turned away for the apprenticeship as they were having problems at the time
Graham