s2 insurance/trader policy?

[Al Wyn]

Hi Guys and Gals, keep reading people have these `trader policies` what are they all about then? Anyone had any dealings or good recent `normal full comp` quotes?

[GT500]

Trader policy is for motor traders, like me,
do not trust your pride and joy to the tossas.
if your car gets in an incident/ written off you get trade price only. plus you usually need premises.

[Corey]

if your car gets in an incident/ written off you get trade price only. plus you usually need premises.

My trader's policy cover's me for the market value of the vehicle, unless I can prove it was worth more.
But as always the proof comes when you need to claim.

[madS2]

Is it possible to add another named driver to these policies?What are the rules etc?Im sh***ing myself waiting for my court summons for not producing so kinda desperate!!Got stopped by a hiiden T5 for being n my moby soda law!

[LHD_Kid]

I have a real cheapy traders policy, which means I am basically legal for most things, I am sure however, that if I claimed I would not actually have anuy cover at all.... but then , it is only £500 per year....
You don't need 'premises' for my policy, but you do need an address and need to show 'throughput of stock' , I also need to let them know (strictly speaking) which car I am running for myself, rather than for business purposes...

[Corey]

Is it possible to add another named driver to these policies?What are the rules etc?Im sh***ing myself waiting for my court summons for not producing so kinda desperate!!Got stopped by a hiiden T5 for being n my moby soda law!

You can have as many people work for you, my policy cover's 3 people that work for me.

I have a real cheapy traders policy, which means I am basically legal for most things, I am sure however, that if I claimed I would not actually have anuy cover at all.... but then , it is only £500 per year....
You don't need 'premises' for my policy, but you do need an address and need to show 'throughput of stock' , I also need to let them know (strictly speaking) which car I am running for myself, rather than for business purposes...

that's a bit cheaper than mine (£3K) but it does cover my premises, stock etc also. As much as it pains me to say it is a fantastic policy (well until I try to claim) and covers me for any car upto £150,000 invalue. So if anyone needs a Lamborghini Gallardo moving, I'll help