Sending money to europe (holland)???

[terrybullwon]

Wow...
I have experience with sending and receiving money with about eight different European countries, and this is the first I hear of this...

Pretty Standard Uk.

There are a few other threads on this forum about it

[scillyisles]

All the UK banks can make same day Euro payments provided you get the payment to them before midday. If you don't then the payment will arrive next day. Anyone who is quoting 5 working days is off their trolley. Typically these payments will be made via EBA or via Target2. Smaller value payments will tend to go via EBA.
If you quote an IBAN then you will get a reduced fee. We have multiple accounts with different banks of which one is HSBC and I have made many Euro payments this way. The fee from HSBC when quoting an IBAN was £15 ( as the UK is part of PSD but not part of SEPA).
As others point out Euro payments from one Euro country to another Euro country as supposed to be free (or extremely low cost)

[prj]

Yes... you should be paying using:
1) IBAN
2) SWIFT/BIC
3) Payment type should be SHA
4) The payment should be in euros.

That should qualify you for reduced rate.

[scillyisles]

Unfortunately the interpretation of codeword SHA in field 71A is not uniform. It is supposed to mean that charges for making the payment should be shared between the payer and the beneficiary with no intermediaries taking a charge. In this case webtheking should probably specify the "OUR" codeword in field 71A and pay the charges as he wants to ensure that the full payment amount is received by the beneficiary. In this case with HSBC he should be charged £15. If he has HSBC or First direct internet banking he can do all this over the internet

[prj]

Yes, but mostly the receiver is not charged in case of a SHA transfer.
And if you do a SHA transfer, then you can just transfer a bit of excess (~5 EUR) and it will still be cheaper.

[WabTheKing]

sorted it with a SEPA payment, 3days £9.00-amazing what a differance speaking to the right person does!!!!!

[prj]

[Rusty]

THis is why Paypal is actually quite useful. I've always received the money instantly.

[Dan]

Nice one.

Did you just phone them up again?

I had an issue with a bank once... rang them up, "Nope, you'll have to write to us"

...rang again, got someone else "Sorry sir, you'll have to write to us"

...third time, got someone else again: "Certainly, that's done now!"

Operator roulette

[WabTheKing]

went back into the branch and spoke to the organ grinder, not the monkey! I said i have the IBAN no. etc etc etc and im sending it to holland, she said ooo im sorry its not on the list of countries for SEPA................. i then informed her that holland was part of the netherlands and was on the list infront of her stupid dumb *** face!!!!!

THIS WAS THE SENIOR BRANCH MANAGER

[prj]

[K Simmonds]

Jesus.

[Dan]

i then informed her that holland was part of the netherlands

[quattrostyle]

North Holland and South Holland are parts of The Netherlands yes, but I live in Friesland which is an other part of The Netherlands.

[Jonas_R]

Yes, but mostly the receiver is not charged in case of a SHA transfer.
And if you do a SHA transfer, then you can just transfer a bit of excess (~5 EUR) and it will still be cheaper.

I do the same when using SHA and add around 3 to 5 euro extra to be sure. normally the money clears within 2 to 3 days. the bank still charge me 3 euro for the transfer but the alternative is paying 16 euro. i never had a compliant from the seller.