****ing Insurance Companies...

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  • Dan
    S2Forum Extremist
    • Jun 2008
    • 1242
    • Country: United Kingdom

    #1

    ****ing Insurance Companies...

    Just had a quote from Admiral, was the best by quite some way.

    I was then foolish enough to ask to pay by Direct Debit: £900 extra!

    I was expecting it to be higher, sure, but ~50% APR?! I know back street loan sharks that charge less than that! :corey:

    Rant over.
    1993 ABY Coupe | BMW R1200 GS
    A6 3.0 TDI Quattro (aka Sonic's 'ring support/cargo vehicle )
  • Rusty
    Super Moderator
    • Jun 2004
    • 18953
    • Country: United Kingdom

    #2
    That's pretty crap isn't it!

    Have you tried Sky or CHris Knott, both are forum sponsors on here and offer special rates...
    Cheers'en, AndyC
    1994 ABY Coupe - Projekt Alpinweiss

    Comment

    • BrianSmith_S2
      S2Forum Extremist
      • Jun 2005
      • 1342
      • Home: Northern Ireland Current: British Antarctic Territory

      #3
      Originally posted by Dan
      Just had a quote from Admiral, was the best by quite some way.

      I was then foolish enough to ask to pay by Direct Debit: £900 extra!

      I was expecting it to be higher, sure, but ~50% APR?! I know back street loan sharks that charge less than that! :corey:

      Rant over.
      Maybe cos im a old ******, but my last quote from admiral was less than £300 fully comp on my S2.
      It was ramped up to £350 because of the breakdown cover, legal cover and car hire but if you can pay over 2 months instead of direct debit they didnt charge me a premium.

      Comment

      • TimE-J
        S2Forum Extremist
        • Jul 2009
        • 1292
        • Country: United Kingdom

        #4
        Im with admiral aswell and they added quite abit on to me for paying direct debit.
        96 S2 aby Coupe. Rebuild Project
        96 mk3 golf tdi daily.

        Comment

        • Dan
          S2Forum Extremist
          • Jun 2008
          • 1242
          • Country: United Kingdom

          #5
          Originally posted by Rusty
          Have you tried Sky or CHris Knott, both are forum sponsors on here and offer special rates...
          Not yet. Just got off the phone to Adrian Flux, said they're gonna call me back. I'll try them now.
          1993 ABY Coupe | BMW R1200 GS
          A6 3.0 TDI Quattro (aka Sonic's 'ring support/cargo vehicle )

          Comment

          • Ross
            S2Forum Possessed
            • Aug 2005
            • 3399
            • Country: England

            #6
            Tell me about it! I have always paid in full via card, as the interest rate is alot lower than the mark-ups for paying via DD, then when you pay it off early it's a bonus. Always worth a thought if you have the means.

            Or, as you say, take out a loan with a back-street pikey and you'll still save money
            AUDI - saving Dad's from minivans since 1994

            Comment

            • Dan
              S2Forum Extremist
              • Jun 2008
              • 1242
              • Country: United Kingdom

              #7
              Yeah, I think I'm gonna have to bite the bullet and pay for it all. Was hoping not to since it's been an expensive month already

              Originally posted by Ross
              Or, as you say, take out a loan with a back-street pikey and you'll still save money
              Unforutunately the nice travelling people who were living in the park down the road have just been moved on. Missed my chance!

              All the other companies I've talked to seem amazed that Admiral have even quoted me. Actually the thing I love is when they start off with the condescending, "So you're 20...and it's an Audi..."
              Last edited by Dan; 13 October 2010, 11:32.
              1993 ABY Coupe | BMW R1200 GS
              A6 3.0 TDI Quattro (aka Sonic's 'ring support/cargo vehicle )

              Comment

              • Rikki Kitto
                S2Forum Zealot
                • Feb 2010
                • 6276
                • Country: England

                #8
                I tried about ten companies yesterday, Kwik fit wanted £3500, hahaha, A flux want £1600, Chris not won't insure you unless you have a year with someone else first, makes no sense to me. It's a mine field.

                Comment

                • Ross
                  S2Forum Possessed
                  • Aug 2005
                  • 3399
                  • Country: England

                  #9
                  Best to go with one of the admiral group and get that first year. They seem to be cheap for the S2, i read somewhere they have it as a group 16 rather than 18?

                  I took out my first policy with them at 22 on the S2, cost £1100. Then moved to Adrian Flux with NCB at £1200. After a very poor experience with them, and writing off my coupe, i moved to elephant now with no NCB at £1,200. Next year, it was £900, and then the S2 was off the road.

                  After 25, and a couple of years NCB, it dropped to £350 with elephant on a 5,000 mile policy, and I've just been quoted £567 for an RS2 with lancaster on a classic car 7,500 mile policy (vs. £1100 with elephant). I still get quoted £1-3k on the S2 with most places!
                  AUDI - saving Dad's from minivans since 1994

                  Comment

                  • Rikki Kitto
                    S2Forum Zealot
                    • Feb 2010
                    • 6276
                    • Country: England

                    #10
                    Cheers just got a quote of Admiral £1100

                    Comment

                    • Dan
                      S2Forum Extremist
                      • Jun 2008
                      • 1242
                      • Country: United Kingdom

                      #11
                      Originally posted by Rikki Kitto
                      Cheers just got a quote of Admiral £1100
                      They also do a 10 month bonus accelerator (1 year's NCB for 10 months) which might be worth considering.
                      1993 ABY Coupe | BMW R1200 GS
                      A6 3.0 TDI Quattro (aka Sonic's 'ring support/cargo vehicle )

                      Comment

                      • willg54
                        S2Forum Fiend
                        • Jun 2009
                        • 2055
                        • Country: United Kingdom

                        #12
                        admiral were by far the cheapest for me to, i got quoted £910 (4ncb) and im 23. I took out the policy on my 80 for £400 and in the first week i asked how much it was to change to an S2 and it was £200 extra...£310 cheaper!!!! SCORE!!!

                        now i just need an S2 haha
                        1996 Audi S2 - 295bhp and 326lb/ft - Complete Rebuild Project

                        1994 Audi 80 - 2.0 8v (slow but reliable!)

                        Comment

                        • Ross
                          S2Forum Possessed
                          • Aug 2005
                          • 3399
                          • Country: England

                          #13
                          One point to note with the admiral group - their quotes at time of renewal are always about double what you paid... ignore it, get a quote online as a new customer, then call in with the reference and they will match it every time. They are clearly trying to catch out the unaware and make a few extra quid!
                          AUDI - saving Dad's from minivans since 1994

                          Comment

                          • DarrenM
                            S2Forum Extremist
                            • Aug 2007
                            • 1227
                            • Country: United Kingdom

                            #14
                            I just renewed with Admiral again, phoned round several of the usuals but were all coming out more. I also did the online quote thing after reading something on another forum about it working out cheaper than what the renewal letter will quote. It did...it was 12pence less..lol!!

                            I did managed to knock them down slightly more on the phone but Admiral was def the cheapest and will do a good deal on a multi-car policy also.

                            Comment

                            • driftin jo
                              S2Forum Fiend
                              • Sep 2007
                              • 2222
                              • Country: United Kingdom

                              #15
                              OMG , It must be painful to be young, I pay £280 fully comp with direct line.

                              Comment

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