Insurance madness

[Rusty]

Had the Clio 172 with a modification friendly insurer and had to pay about £75 extra because the car had a basic remap... Fast forward a year and the missus has just insured the car with a main stream company and has just paid a massive £4 extra for the remap Feeling pretty ripped off right now. Moral of the story would seem to be to shop around!

[prj]

Why would you even declare a remap?
It's not like they are going to ever pull the file from the ECU, and go like "yup, it's been mapped"...

[Rusty]

You might want to risk your insurance being invalidated but I'd prefer not to take the risk.

[prj]

Every time you go out and drive a drunk driver may slam into you and kill you, yet you take the risk and drive anyway

I am just saying, unless you pretty much tell them you have had the car remapped, there is no way they can find out ever.

[simon20vq]

He lives in Bristol so they wont be drunk just high on weed

[Error404]

driving real slow and careful then

[Rusty]

Natch

Drink of champions!

[Rocco]

are you telling to your insurance company that you have remapped your cars?

[s2_bo]

I never declared any mods, until the car was obviously not stock, but things like brakes, wheels, remap, lights, seats, roll bars, suspension etc was never mentioned.

The only reason i started to declare mods was so that the items where valued with the insurer so that should the car have been written off or stollen they would have replaced all the mods at face value too.

[Dan]

I like it when they ask what the power increase of the remap is.

Because obviously, the consistency between different dynos in different conditions is notoriously good.

[JP]

My car was deemed stock until it became to.ridiculous in your face obvious.

[Big Lee M]

Reason for declaring a map, "CAUSE IT ALL OVER THE NET ON FORUMS" and a lot of insurance have people checking them. You have to be honest in England/UK.

[pixsaudisex2]

I know of somebody who had a Ferrari and had a crash an the insurance wouldnt pay up as one of the ecus was played with an a mate with a Subaru got shafted havin mud flaps on..