Insurance madness

[rallyrover]

Hi folks!

Top marks for anyone who can crack this code:

I've just moved to the UK from Ireland and was hoping to get my hands on an ABY Coupe for a decent driving experience! I'm looking at a Cat D at the moment and heres where the problem starts.. The combination of me not having an UK insurance history + a Cat D + the fact I'm 22 means the lowest quote for insurance I've gotten is 15 grand! I was hoping for something along the lines of 1500! I've got 5 years no claims so I thought I'd have some chance..but 15K..I could never justify that..even for an S2

Anyone have any ideas on how to get a half reasonable quote or am I just being dilusional!?

Cheers!

[Cottis]

Whoa, that is ridiculous. Have you tried classic car insurers? Good luck with it. They are great cars but deffo not worth a £15k policy when you consider you could smash it up the first corner you come to.

[Error404]

Try some of the specialists, S2s are normally cheap to insure on the whole

[rallyrover]

The quote I got was from Adrian Flux - I think they're specialist. Can anyone name some of the others to try, or even the classic car companies?

Cheers

[Michael S2]

That's crazy...surely if you have proof of no claims from your previous insurer that should count for you. You've probably tried them already but I can't fault Elephant. Good luck.

[Ross]

I would do a confused.com quote and see what comes back. At 23 I insured an S2 for 1200, with 3 years driving in US/Canada on a UK license, so zero NCB. That was 7yrs ago though!

[Cottis]

I would also rate Elephant. When my renewal came through this year, it had dropped over £140. It is now nearly less than £200 a year (not that you want to hear that ha ha) It is on a limited 4k mileage though. It is not my daily, kept in garage but has alot of upgrades. You are not 25 yet but I would still expect you to find a quote for less than £1500. Have you tried doing a quote on a car that doesn't have a Cat D rating just out of interest?

[andy10v]

I was paying about £1200 for a cat c S2 with Admiral when I was 20, less than 4 years ago. After a couple of years it dropped to £450 stock, or £600 with all mods declared.

[Sjcrowther]

With admiral, 4 years no claims, 21yrs young driving a 2.4 v6 B5 A4....

£431 for the year, fully comp...


Always been cheap admiral have.

[adam g]

For a classic policy I usually go with Footman James, circa 250 quid on my Ur

[andyg plym]

Admiral and elephant are sister companies with same underwriters

Try Adrian flux

[K Simmonds]

I wouldn't have thought the Cat status makes any odd's to be honest, I've had a few ex write off's over the years and it's never made a blind bit of difference to my quotes whether I declared that or not. So I doubt that's anything to do with that ridiculous quote, I mean 15K is just silly.

I have to ask is your current postcode in the heart of St Pauls, Moss-side or somewhere else very dodgy?

Try a search for 'classic insurance', I insure a couple of my cars this way, it can be a whole lot cheaper than a normal policy.

[bartolomeus]

It always amazes me how expensive insurance is in UK!
For my 1993 s2 i just paid the other day 95£ for one year of insurance.

[1781cc]

My S4 is due for renewal, privlidge sent me the automatic renewal letter at £448, but using confused.com, privilege quoted me £301 for the same policy with the same info... WTF? I think I will be leaving them anyway on principle now...

Have you tried confused.com?

[1781cc]

BTW, is the Cat D coupe the one in Milton Keynes, up for £3K on piston heads now?