S2forum Insurance Scheme With Chris Knott Insurance

[ChrisKnottIns]

Hi
Just to let you know we have linked up with the club to offer our special Insurance Scheme to forum users and their families.

This is a well-established, successful scheme & details can be found at

http://www.s2forum.com/forum/showthread.php?p=479897#post479897

[Rusty]

Do you do agreed value policies? And multiple car policies?

[ChrisKnottIns]

Do you do agreed value policies? And multiple car policies?

Hi
We only do Agreed Value for non-modified cars and we don't do multi-car policies I'm afraid.

[s2driveruk]

Can you just confirm stance/policy for cover whilst driving round the Nurburgring?

[Rusty]

Hi
We only do Agreed Value for non-modified cars and we don't do multi-car policies I'm afraid.

OK, that's a shame.

One last question, do you mirror NCB onto a second car?

[ChrisKnottIns]

OK, that's a shame.

One last question, do you mirror NCB onto a second car?

Yes we can do that as long as you're aged 25+ and claim free.

[re2500]

Can you just confirm stance/policy for cover whilst driving round the Nurburgring?

Ditto ? ? ?

[Sonic]

Do you do agreed value policies? And multiple car policies?

Can you just confirm stance/policy for cover whilst driving round the Nurburgring?

No to all.

[ChrisKnottIns]

Please don't forget to ring us if your car insurance is due in April and realise the benefit of this scheme!

It's a free phone call - 0800 917 2274! (Mobiles can ring 01424 200477)

Please don't forget to state the club name & reference number found in my signature below.

Let me know how you go on!

[ChrisKnottIns]

We want to make your day!!!



If your car insurance renewal is due in the next 21 days, please feel free to ring us on 0800 917 2274 or 01424 200477 for mobiles.



(Don't forget we also do breakdown cover, travel and home insurance!)

[Le S2 Audi]

What about "classic" car policy with agreed value and limited mileage...

What if I had two cars like that???

Both currently on seperate policys?

[Jonnybravo]

I read an article that may of been linked off here saying that your covered 3rd party at the Ring no matter what it says on your documents.

I don't know where the hell I read it but I do know that when I had a "incident" the matter was dealt with by my insurer who claimed they would not cover the Nordschliefe, obviously you don't want to ask but as its a road and NOT a race track it basically meant that they could not get out of it due to foreign some law.

I could well be wrong and I don't expect any insurer to admit to it but its worth looking into, obviously in a ideal world you want fully comp cover to cover yourself but you will pay for that, usually on a daily basis and its not overly cheap.

[Sonic]

My understanding is that UK insurers have a legal requirement to provide the minimum cover required by law in other EU countries, or the minimum cover required by UK law if that is greater.

Any exclusion in the policy deeming to remove this cover is unenforceable.

So... yes, technically your car insurer is bound to pay for 3rd party costs (i.e that GT3RS that you wiped out, and all his medical bills). They are not bound to cover your car by this law, although you may be arguing against the EU cover they provide if its comprehensive.

The germans have proved very effective at getting this out of UK insurers when it comes to the crunch. The downside is that there is almost certainly a clause in your policy that says they can recover costs from you in this kind of event. So you may end up getting sued, and so far the insurance ombudsman has sided with the insurer.

There is little point trying to argue with an insurer about this. If at first they are not going to provide you with nurburgring cover, then lecturing them about their legal responsibilities, which they are aware of anyway, is not going to change that.

[ChrisKnottIns]

What about "classic" car policy with agreed value and limited mileage...

What if I had two cars like that???

Both currently on seperate policys?

I'm afraid classic policies aren't our speciality. Sorry.

[TDi90]

What about young drivers