insurance

[hunker7]

Hi guys, my insurance is coming up for renewal at the start of July, at the moment it shows £900, while it might not seem a lot, that's an increase of nearly £200 over last year. I'm 23 with 3 years NCB and have had license for 5 years.

Can anyone suggest any companies to try? Also would be great if i could get some kind of agreed value policy because let's be honest, if anything happens they'll give me a tenner and write her off.

Tia for any help

[newsh]

What year is your car? You might be able to get classic insurance.

[hunker7]

What year is your car? You might be able to get classic insurance.

1993 I think. Classic car insurance companies I've seen want driver to be over 25, won't give you NCB and have limited mileage which doesn't work for me as she's a daily driver.

[newsh]

Ok [emoji106]

[Finner]

I have just renewed my insurance and I am in similar boat as you are. 22, 1 NCB, 4 years driving. Tried calling up all the companies, doing quotes online, searching for classic insurance etc. This year Direct Line was the best for me, even though it was shocking £1600 . Long story short got rear ended and they still made a claim on my name, however i did not loose my NCB ( 1 year )
Heard people are talking well about direct line.

[ciaranthemurph]

I previously used Sky Insurance on a heavily modified car. They were good when listening to what modifications you had and giving a reasonable quote. Much better than wasting your time with Adrian Flux, despite all the nonsense that they peddle about being run by car enthusiasts for enthusiasts etc.

[hunker7]

Thanks for suggestions. I'll give them a bell and see what they can do. DO you know if sky insurance do agreed value policies?

[ciaranthemurph]

Yes they do although I never exercised this option that was offered to me.

[hunker7]

Yes they do although I never exercised this option that was offered to me.

I'll be sure to ask

[AquaS2]

Sky only do agreed on heavily modified cars. I asked them what's classed as heavily modified, and they made it out to be stuff like big power supras and skylines.

Even for a clean genuine example they won't do an agreed valuation. They claim they go off the market value as they're enthusiasts too. Also by having an agreed valuation you're hindering the value of your car if it suddenly rises, so they like to check the going rate instead.

Well that's the story they gave me every time I've tried to swindle an agreed valuation

[Greg_S]

Give Adrian flux or Carole Nash a try

[Rikki Kitto]

I use Sky they OKand office is in Potters Bar so easy to pop in for face to face chat, I ditched my £10,000 agreed value this year as prices reflect higher rates now in adds anyway Not even sure agreed value is worth the paper it's writen on

[hunker7]

I want agreed value simply because market value for my car is most likely about £500 if that. I have about £5k in it, and it would be nice to get atleast some of the spent money back if **** hits the fan.

I'll call them all up and see what they can do for me.

Cheers lads

[Rubberdubber]

Try these; https://www.lifesure.co.uk/insurance/car/policy/ I have everything insured by them and they are great to deal with. They are a Broker but use companies you have heard of, Axa and so on. Recently we had an accident, not fully sorted out yet but you get the feeling they are on your side not the Insurance company's.
Quotes in my experience are usually good, renewals negotiable, to a degree anyway, so they are worth a try.
Let me know how it goes as I can't understand why more people aren't using them, I have been with them for bout 10 years and find it hard to change

[Michael S2]

Direct Line were massively cheaper than anyone else i tried at my last renewal